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Thank you @karenb54 your help and kind words are appreciated more than you can know.

Hi. I have been where you are, we took out a debt management plan that has helped us sort our debt out, 4 years I will be debt free. Do they do them where you are :)

They do, but it is so much more complicated with a business. My most pressing worry is the amount we have to pay on Friday. As for the rest we will carry on muddling through as we have been doing for as long as possible.

Do you have to pay it all back on friday. why not instalments. We muddled through for years until we both couldn't take anymore. I hope you can get itty sorted.

Thank you, I appreciate it!

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