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Everybody on this planet likes to get things cheaper and many are ready to go to great length to save some money . And yet, America keeps paying these middle men / private bureaucracies a tons of money for what ??? Why on earth would anybody want to pay more for their healthcare ??? These insurance companies do NOTHING related to your health ! They are only paperwork leeches with huge profit margins !
We buy insurance so we don't "lose" the health care lottery. It's a vicious circle.