Thanks for the thoughtful answer and clarification. I had misunderstood your OP.

I believe the reason there is no morals (or less morals) at the top of major financial systems is for the same reason that mud is dirty. We know from the Bible (and our own common sense) that the accumulation of money for power & riches' sake is generally not in God's will. We know this because it's associated with greed. If the person with much is also benevolent, their excess is being used for good. On the other hand, if they're stingy with helping, but have much for themselves, then we could call them greedy. The entities at the top of the traditional system are greedy simply because they had to be to a large extent to get to the top. I wouldn't hold out much hope for that changing any time soon.

Decentralization is really the only bright spot on the financial system's horizon, IMO.

As for me, I'm currently working short-term somewhere I actually just got to about 5 days ago. I'm here because I easily get bored staying in one place and because I want/need money to live. Before this, I was doing a work-exchange through the site helpx.net. This was good for me as I had my basic needs met, and got to live in a beautiful place (a small hobby farm in Tennessee).

As for what I enjoy doing, I suppose I'm not sure what that is. I know I enjoy traveling, being unpredictable, meeting new people, and exploring new cultures. That's why I'm working on a travel blog and will probably continue to do work-exchanges along the way as well.

Also as for the links you sent, none of those will allow you to day-trade stocks. Robinhood does offer commission free trading up to the limit that the government imposes. Here's more on that: http://www.finra.org/investors/day-trading-margin-requirements-know-rules

You essentially can't buy and sell the same security more than 4 times in 5 business days. Crypto (as of now) doesn't limit this at all.

Keep in touch and I'll do so as well.