The problem with licensing for business and especially for small businesses is a great problem in Western countries, you are right that leads to high prices and less competition. I can compare two countries as we are Germans but residents of Scotland at present, so we can see on example of those two countries, the licensing here is easier therefore many small enterprises but if something happens then there is no real support from trades union like it is in Germany. Luckily myself I am working for State of course this is the best but I can imagine for other people who do not have such opportunity this is quite difficult situation.