always plenty to say ... using the memo's needs to be WITH the # - sign (program-wise 'the faster way', no explanations given , but in essence also (and foremost maybe) already can allow using @blocktrades and any currency they trade to be used to send steem/sbd to morgan using the memo towards the relevant account, that would be one of yours or another ... (in essence , but dont do that yet, heh .. well im not gonna stop you but it might not catch it and re-fund and will definitely not credit or statusflag anything at this day today yet ...)