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RE: The Goal of Technical Disintermediation and the Non-Aggression Principle
Totally agree. That's why I worked with others to establish an alternative currency years ago that works as a conceptual example for people to get comfortable with the idea of people being their own bank... It's a project called TETLA - www.tetla.org - and it's based on Coast Salish economics and Austrian School economic ethos.
I'm relatively new to this crypto space, but I've been a programmer since the mid 90's. I'm taking a course with @ivanli this Feb. Have already studied Andreas Antonopoulos's Mastering Bitcoin. Career change is coming...