Yeah, there are a lot of reasons to set up asset protection for your property. One of them is that if it's done before anything happens, then it tends to stand scrutiny better. If TN changes the laws then you might enjoy some grandfather protections. I honestly don't know, but it might be worth looking into. I studied a lot about asset protection for a few years, but haven't really kept up in the last couple. I have a friend who does though, so I know where to go.
You're right. We shouldn't even have to worry about all the nonsense. But that's part of living in the land of the free... feudal title. :/