| Countries (Difficulty Of Avoiding Charges) | Free/Cheapest ATMs | Max Withdraw | *Additional Info |
| Bolivia (Easy) | | | The majority of ATMs in Bolivia do not charge fees. |
| Bulgaria (Easy) | | | The majority of ATMs in Bulgaria do not charge fees. |
| Brazil (Difficult) | | | |
| Banco Do Brasil - Free | 500 BRL | |
| Cambodia (Very Difficult) | | | |
| Maybank - Free* | 1000 USD** | *Free only for Visa cards. **Limit seems to be set by card issuing bank. I only withdrew 200 USD so I cannot confirm the 1000 USD claim. |
| Canada (Difficult) | | | |
| Scotiabank - Free | 1000 CAD | |
| Chile (Difficult) | | | |
| Banco Internacional - Free | 200,000 CLP | |
| China (Easy) | | | The majority of ATMs in China do not charge fees. |
| Colombia (Moderate) | | | |
| Banco Bilbao Vizcaya Argentaria (BBVA) - Free | 600,000 COP | |
| Davivienda - Free | 600,000 COP | |
| Hong Kong (Easy) | | | The majority of ATMs in Hong Kong do not charge fees. |
| India (Moderate) | | | |
| Bank Of Baroda (BOB) - Free | 25,000 INR | |
| State Bank Of India (SBI) - Free | 40,000 INR | |
| Japan (Difficult) | | | |
| Seven Bank (7-Eleven) - Free | 100,000 JPY* | *Magnetic strip card transactions and American Express cards are limited to 30,000 JPY |
| Malaysia (Easy) | | | The majority of ATMs in Malaysia do not charge fees. |
Morocco (Easy) | | Although most ATMs in Morocco do not charge fees, the following maybe exceptions that do charge foreign cards: Société Générale. |
| Peru (Moderate) | | | |
| Banco de la Nación (Multired ATMs) - Free | 400 PEN | |
| Banco de Crédito del Perú (BCP) - Free* | 700 PEN | *Limited to one withdrawal every 30 days. |
| Caja Arequipa - Free* | 700 PEN | *Only free for Visa Cards, MasterCards are charged 18 PEN. |
| Sweden (Easy) | | | The majority of ATMs in Sweden do not charge fees. |
| Switzerland (Easy) | | | The majority of ATMs in Switzerland do not charge fees. |
| Thailand (Impossible) | | | |
| Aeon Bank - Charges 150 THB* | 20,000 THB | *Lowest known fee. |
| Krungsri Bank - Charges 200 THB*| 30,000 THB | *This bank has a higher fee but allows a larger withdraw which works out slightly cheaper. |
| United Kingdom (Easy) | | | The majority of ATMs in the U.K. do not charge fees. |
| Vietnam (Difficult) | | | |
| Military Bank - Free| 5,000,000 VND | |
| Find something wrong? Would you like to add or change something on the list? | Share the relevant details in the comment section and the information will be added to next weeks list. All contributors will be credited in next weeks post. |
Card Information
| UK Cards | Information |
| Nationwide Debit Card (Visa) | Charge for withdraws from foreign ATMs - £1 +2% | Charge for purchases in foreign currencies - +2%. (Visa currency exchange rates). |
| Revolut Prepaid Debit Card (MasterCard) | ATM withdraws are free up to £200 per month - +2% thereafter | Purchases in foreign currencies are free. (Revolut currency exchange rates*) *Though the Revolut exchange rate is usually excellent, I've noticed with some currencies it can vary widely depending on the time of day. It's worth checking the rate in the app before making large withdraws or purchases. |
| US Cards | Information |
| Schwab Brokerage Account + Checking Account (Visa) | Refunds all ATM fees incurred monthly. (You must open a brokerage account, minimum investment $1000.) US residents only. |
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The information provided in this post does not represent the official policy of any bank or financial organisation. All information is anecdotal and based on my most recent personal experience, or taken in good faith from fellow users of this platform. I take no responsibility for any unexpected fees you may incur while acting on this information. | | |
There's also another similar card to Revolut in the UK called Monzo - same ATM withdraw limit (free up to £200 per month) and no extra fees on transactions abroad, but I don't think the rate is as good as Revolut (not sure though). It is also more limiting as there are no multi-currency options, but the rate is definitely better than most bank debit/credit cards. However they now upgraded from their previous prepaid card option and you can set up an actual current account with an overdraft even with them.
I must say that after I discovered Revolut, I kinda stopped using them though, but it is an option for those interested!
Thanks for the info, I'll add it to the next edition and credit you there. I hadn't heard of Monzo before, but I guess if you had that and a Revolut card, you could double your monthly withdraws without fees. Muchas gracias @buttpacker. 👍
Yup exactly, that's why I still kept my Monzo! :P De nada, happy to help and help suggest ways to cut down on them evil bank fees!