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RE: Forget living on credit - credit cards are a bigger scam than the average ICO
Houses are way over priced because people aren't buying them with "real money". Imagine if people could get loans to buy cryptocurrency? Imagine the prices and size of the bubble.
I agree - plus the fact that the mortgage industry is underwritten by the government. It’s the same thing with healthcare and higher ed - any time the government guarantees the loan prices will inflate.