Oh man the hubs and I go round and round about school debt! I worked my way through college with three nearly full time jobs, and he still has nearly 60k dollars in school debt, that is now my debt too through the joyful union of holy matrimony! Haha. We also both majored in some form of music, though I spun off into a political science degree, which is basically just as useless! Haha. That's amazing that you got through debt free! My motto is definitely "Debt free is the way to be". That and "C's get degrees." That was my motto all through college. :p