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RE: Settle any Claim and/or Charges by Discharging them. "Certify your right to subrogation"

See , when I usually ask someone about what , when , or why they invested usually they know 2 things , "what " as in what your investing in , and "why" , that one is the easiest to turn a profit and benefit monetarily down the road . The one thing im curious about is the "when" part ? Last year , what made you hold your stocks ," besides holding out longer to see if it goes up more " ? Why didn't you buy up any XRP when you seen it for 2 cents ? What makes a good coin "good" ? As in good to invest in ? The way I see it , I am never going to want to cash out because of the chances of it continuing to rise ? That is my biggest issue deciphering from long term hold out coins , and buy 2000 today for 13 cents , sell in 6 months if they hit a few $$$ ?? Whats your opinion ?

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