Somewhat. You don't have to be rich to get rich in cryptos. Yes, it takes money to make money, but all you need to do is get in early. How? Study, learn, dig, take smart risks, and WAIT for the investment to mature. $125 in ETH at $12 in January would've given you 10 ETH, likely the minimum to stake. Do that a few times and make your own luck/wealth.