IMO, this cash-and-burn model doesn't make much sense, - whether looked at from an operational perspective of the company, or from an investor's perspective.
The whole idea of having to forfeit future earnings just to claim your share of the already earned "dividends" is ridiculous.
Why would someone want to keep their share of the earned assets permanently dormant in a smart contract when those same assets could immediately be directed towards further investments?
After all, those ERC-20 tokens sitting there don't accrue any interest whatsoever.
And then (of course it's just my speculation) I wonder if this was intentionally structured in such a way as to discourage investors from ever claiming their earnings, which would then allow the company to use these virtually dormant assets accrued in the smart contract as a collateral to secure funding for other undertakings from which the investors would get exactly nothing.
Again, this is just my wild guess, and by the way the Monaco project - which appears to be a 99% knockoff of TokenCard - imposes the same exact cash-and-burn rule.