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RE: Digital Nomad Tip: How I backup my Laptop every night on an encrypted SD card
i felt like an external hard drive would just be more bulk to carry around and I like how the SD card just perm stays in my laptop and available to backup on.
It shouldn't stay permanently in your laptop. If your house burns down that data is gone. If your laptop gets stolen, that data is gone. HDD failure might be the most common way to lose the data, but other possibilities require off-site backups.