I think you and I are on the same page actually and I may not have been clear enough.

we should be teaching our kids to respect money and to appreciate it. Money, as a tool, can be used to uplift our personal lives and allow us to do more charity.

Money is not the root of all evil it is the love of it. The points you mentioned here seem to not go against this idea. Someone who is in love with money will not be donating to a charity. They are also more likely too do whatever it takes to grab as much as possible at the detriment of others.

Thanks for the comment! <3

PS: I updated the post in hope to make this more clear.