thank you for taking the time to answer this question so darn well.. I really do respect the notion that 'ignorning the obvious negative' is not an option for you.. and did hope one of us would take issue with the question itself..

with that said, you really nailed it .. and i do basically agree.. It is SUCH a rabbit hole, and so im going to refrain for explaining why 'draining the swap' is not so clearly identified.. because on the surface his cabinet do look like monsters from the lagoon.. but in fact they are not quite the same kind of monster as a banker.. anyways.. now im explaining myself already! /<xx Good one!!