Great text. Sometimes we get the sensation of fear when things go bad and make the worst decisions we could, but in my opinion, to do well in a crisis and stay prepared whe need to save money, this is, in my opinion, better than have tons of investments.
I was reading other stuff here and Steemit and found this interesting article, I think the autor have a similar opinion with you. :)

https://steemit.com/life/@thomasmmaker/article-a-thought-about-savings-and-consumerism-02