Rewriting Adam Smith

Wells Fargo sucks as a mortgage provider, Captain Obvious.
State Farm would make an excellent lender, despite the conflict of interest; they cover everything from big dogs tearing up wood floors, running through the house, to washing machines failing on the second floor flooding the whole house, from the bedrooms to the courtesy wall for the garage. They even put you up in a nice Marriott suites for two weeks, while they fix the damage. Next to GEICO State Farm coverage is unsurpassed.