#Money Motivator, Not A Get Rich Scheme....

#Tip #11: Avoid surfing the net aimlessly.
Similar to wasting time on TV, surfing the net is a bad habit that many of us have. Avoid doing it when there are other, more productive, things you could be doing.

#Tip #12: Get a sewing kit.
Get a sewing kit and learn how to use it. Next time you rip the leg of your pants or the arm of your shirt, simply use the sewing kit to fix it, rather than buying an entirely new article of clothing.

#Tip #13: Learn how to do basic home repairs.
Learning how to do basic home repairs can save you a lot of money. Instead of calling a plumber or a carpenter, you can simply do the repairs yourself, saving you money and possibly also saving you the time it would take to negotiate the repairs.

#Tip #14: Limit spending on expensive toys.
As a parent, it is your natural inclination to do what you believe is best for your child (and, sometimes, to simply spoil them). But when it comes to toys, more (and more expensive) is not always better. So, before you sink hundreds into the most fashionable toys, think twice about whether or not your kid might be better served by something less expensive.

#Tip #15: Go to the movies less.
Instead of going to the movies all the time, stay home and rent a movie through your cable television service and procure your own snacks. Instead of spending $30-50, you’ll spend a mere $10.

#Tip #16: Substitute expensive food for cheaper foods.
Instead of dropping $200 per week on groceries, think hard about which items are luxuries and which items are actually important components of your weekly menu. Eliminate expensive items in favor of cheaper ones.

#Tip #17: Buy store-brand products.
Store brand products are cheaper and frequently identical to name brand items. So, instead of immediately paying premium for the name brand product, consider at least trying the store brand once.

#Tip #18: Use the slower shipping option.
When it comes to making online purchases, it is often tempting to opt for the fastest shipping. From now on, practice delayed gratification and opt for the slower, cheaper shipping option.

#Tip #19: Buy gifts far in advance.
Many people wait until the last moment to buy gifts. As a result, they end up spending a lot of money the day or night before the event simply to get something nice. Instead of doing this, allow yourself weeks or months to pick up the product. Instead of rushing around the night before, you may stumble over it in a sale in the weeks leading up to the event.

#Tip #20: Make your own gifts.
Candles, jewelry, and mix CDs can often make excellent, highly personalized gifts. Instead of purchasing a gift at the store, consider making one for your friend or family member.

#Tip #21: Take public transportation.
Public transportation is often cheaper than owning, maintaining, and paying for gas for a car. Consider selling your car and making the switch.

#Tip #22: Walk more.
Instead of driving your car small distances to the store and post office, consider walking to those places instead. Not only is it good for you, but it will save you money on gas and wear-and-tear.

#Tip #23: Purchase a speed pass for tolls.
If the region you live in offers an automatic toll pass, purchase it. It may have a high upfront cost, but it will pay off in reduced tolls over time.

#Tip #24: Purchase a pass for public transportation.
Purchase a pass to take the local train or subway system. In the long run, you’ll save a lot of money by paying less each time you use public transportation.

#Tip #25: Spend money on entertainment with high re-use value.
Instead of sinking money into video games and other forms of entertainment that cannot be reused, instead focus on forms of entertainment that have a high reusability factor. That is, try to get the most entertainment per dollar spent.

#Tip #26: Purchase video games with high re-play value.
Similar to tip 25, purchase video games that can be played 1,2,3, or more times. Don’t settle for purchasing a $50 game that will no longer be enjoyable after a single play.

#Tip #27: Limit consumption of flavored drinks.
Flavored drinks are an expensive luxury that frequently is not worth the amount we pay. Instead, take a water bottle with you and fill it up at home using the tap.

#Tip #28: Make coffee or tea at home.
Buying coffee or tea at your favorite place can often be a nice experience. However, it is many times more expensive than making the same coffee or tea at home.

#Tip #29: Stop smoking.
Smoking is both unhealthy and costly, so quit.

#Tip #30: Reduce alcohol consumption.
Excessive drinking is both unhealthy and an unproductive activity. Cut the alcohol out of your budget and your life.

#Tip #31: Replace incandescent light bulbs with compact fluorescents.
CFLs generate the light without the heat. For this reason, they use less energy. So make the switch to CFLs.
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