I find it shocking how people are getting themselves into debt. I've seen more Lamborgini's and Ferraris driving around than at any time in my life and you can bet that most of them are on lease deals. People seem to have forgotten how to be careful with money, perhaps because interest rates have been low for a generation of people, or people have forgotten what it's like to have crippling debt.
Most people don't ever look at the total cost of borrowing money, only whether they can afford the monthly payments.