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Is it normal for it to take that long then?

I meant converting from one currency to another. Fiat -> ETH -> STEEM generally costs me something like 3% every time I do it.

Ah. I see. I only learned today that BTC costs more to convert the LTC or ETH. I thought they were all the same.

It's going to be decades before the average Joe will be able to deal with this stuff!

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