Thanks so much for this thought-out post. It's definitely a lot to chew on. For me, my thinking is 'when you got nothing, you got nothing to lose', and the money I am putting into this is from Steemit. I figure since SBD is meant to be pegged to the USD, it's not entirely stupid to fork a significant amount into various crypto, but, like you said, I want to take a logical approach and maybe cut my portfolio way down into the cryptocurrencies I know someone has done a significant amount of research on. Also, thanks for the adage on previous performance. I'll take that with me. :)