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I’m thinking maybe bitcoin...I think ethereum might go down again so I’ll watch and probably buy with the next payout. Thanks for the input!

Possibly. Think of Bitcoin as Gold and Ethereum as Clay/Bricks to build house. There are so many ICOs using Ethereum to build their own apps.

Alternative, let's put it this way: There are so many houses being built and renovated, it means they still need clay/bricks. Ethereum may be hard-forked this coming Feb 18. Not sure about the price at that point in time.

However, no one knows what the price would be. Fingercross both Ether and Bitcoin would go up ^^

I’ve never looked at it that way...which brings me to ripple. What do you think of that currency?

Ripple is a private blockchain which is used by financial institution, especially banks around the world. It helps reduce transaction fee to transaction from banks to banks.

It is the simplest way that I can explain, hope it would help.

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