Ugh!

Firstly, love The Big Short... and I would recommend anyone to watch it.

Secondly, Portland's property has been insane the last two years... the entire West Coast is way way way over-priced in property. San Francisco and Seattle have been driving people out for years because they can no longer afford to live there.

Australia never had the housing crash or GFC in 2006... China propped us up and so real estate has been rising ever since... especially since you can't buy land in China (the govt owns it all) so when their new middle class emerged, they all decided to buy property around the world... and Australia is super close. Gen Y has no chance of buying property in Melbourne or Sydney... it's all way way way too expensive. I thought the market was going to crash years ago, but last year property prices went up in Melbourne by 20%... that is nuts.

I try really hard to pay off our credit card each month, it honestly freaks me out when I can't... but it's super hard and we have to spend a heap of time budgeting and waiting until payday before we can buy things... but that's the way it's always been.

You raise some amazing points, I hadn't really thought about it regarding crypto before... once SALT and BitBay get their projects underway, we should be able to live entirely off crypto. Screw you jerk banks!