Voted for

• None of the above

The more money is probably stolen by the bank itself from the customers of the bank. By applying high, unreasonable fees and charges.
You probably pay a (monthly) fee for keeping your bank account.
You probably pay a (yearly) fee for keeping your credit/debit card.
You probably pay a fee every time you send money from your bank account.
You probably pay a fee every time you pay with your credit/debit card in a store.
You probably pay a fee every time you withdraw money from your bank account.
Sometimes the banks are using negative interest rates, which means that you have to pay interests for your deposits.
Maybe there are even hidden fees/charges.