$100 for you: apply for a Discover® Card today

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Join Discover® and get $100
It’s easy. Apply below for a card. Then if you're approved, use it in the first 3 months and you and your friend will each get a $100 statement credit.1
Apply Now
See rates, rewards and other info
Benefits that help you and your friend:
2% Cashback Bonus®
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2
Unlimited Cashback Match
We'll automatically match all the cash back you've earned at the end of your first year.3 There's no signing up, no minimum purchase requirement and no limit to how much we'll match.
No Annual Fee4
Instead of paying extra for your rewards with annual fees, keep more of your money in your pocket.
Free Social Security Number Alerts
Get an alert if we find your Social Security Number on any of thousands of Dark Web sites.5 Activate for free.
Discover is accepted nationwide by 99% of the places that take credit cards6
Apply Now

Cardmembers give Discover it® Chrome 4.7/5 stars.7

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IMPORTANT INFORMATION
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1. Get a $100 statement credit after you make your first purchase that posts to your account within 3 months of being approved. Promotional award will be applied within 8 weeks. Must apply with link in this email. Offer may not be combined with any other introductory offer. Referrer will receive a $100 Statement Credit referral award if you apply for the specific offer sent via the referral link and are approved by December 31, 2021.
2. You earn a full 2% Cashback Bonus® on your first $1000 in combined purchases at Gas Stations (stand-alone), and Restaurants each calendar quarter. Calendar quarters are defined as the three-month periods beginning January 1, April 1, July 1, and October 1. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. Gas Stations affiliated with supermarkets and supercenters may not be eligible. Restaurant purchases include only those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Certain digital wallet transactions qualify for 2% Cashback Bonus, for more information see Discover.com/digitalwallets. Purchases made through third-party payment accounts, mobile or wireless card readers, virtual wallets or similar technology will not be eligible if the technology does not provide sufficient transaction details for rewards qualification. 2% Cashback Categories: In accordance with standard industry practices, merchants are assigned a merchant category code (MCC) typically based on their line of business, or the type of products and/or services they primarily sell or provide. Discover Card does not assign MCCs to merchants. Even if you make purchases at a merchant of items that appear to fit in a rewards category, the merchant may not have an assigned MCC in that rewards category. Only purchases made from merchants located in the United States are eligible for 2% Cashback Bonus. In order for a purchase to qualify for the 2% Cashback Bonus Program, the transaction date must be before or on the last day of the offer or promotion. Rewards are added to your Cashback Bonus account within two billing periods.See Cashback Bonus Program Terms and Conditions for more information about your rewards.
3. Cashback Match: We’ll match all the cash back rewards you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. You’ve earned cash back rewards only when they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. This promotional offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.
4. Intro purchase APR is 0% for 14 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 0% for 14 months from date of first transfer, for transfers under this offer that post to your account by December 10, 2021 then the standard purchase APR applies. Standard purchase APR: 11.99% variable to 22.99% variable, based on your creditworthiness. Cash APR: 24.99% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% Intro fee on balances transferred by December 10, 2021 and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of August 30, 2021. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
5. Discover® Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.
6. Acceptance according to the Feb 2021 issue of the Nilson report.
7. Reviews: Discover it® Chrome Gas & Restaurants card's average “Overall Rating” based on reviews by cardmembers as seen at https://www.discover.com/credit-cards/chrome-card/reviews/
We respect your privacy. To view our privacy policy online, visit Discover.com.
DISCOVER and other trademarks, logos and service marks used in this email are the trademarks of Discover Financial Services or their respective third-party owners.
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