Correct me if I'm wrong: NEO is one of those corporate-blockchain-solution-coins like Ripple and NEM, no?

I would like to make a distinction between those coins that - at least in theory - aim towards decentralization and independence from banks, and the other coins that simply try to make block-chain technology available as some sort of tech-upgrade for corporates.

I don't judge Ripple or NEO or anything, just want to point out that the philosophy behind them sets them somewhat apart.