Unfortunately we don't have virtual reality for bike riding

We do. Its called Zwift :D Times are a changing my friend!

But i rather ride out in the open instead of virtual reality biking. That is no fun at all.

I learnt the fine art of layer dressing when i started motorcycling.

Pro Tip: (Perfect for hitchhikers and other poverty stricken travellers!): If you need an improvised windcheater, take some old newspaper and spread it out inside your jacket. Almost zero air will get to your body. It works like a charm. I have tried it out multiple times on a motorcycle.