This might indeed be the case. Time will tell. This is the only crypto that I invested in because I saw a future where banks and the crypto world are actually collaborating. It's the only crypto I bought because I thought it might make a lot of money just because of that. I didn't like myself buying it - as I am trying to escape the shark infested waters myself and it goes against the whole idea behind cryptocurrency - but I saw it as an interesting investment anyway. I made one thing sure though, I bought XRP with euros.