I am not happy with how Bitpay handles their card anyhow. For all the crap Coinbase receives, at least the Bitcoin in your wallet is available on your Shift debit card without having to pay exorbitant exchange fees to Bitpay to transfer Bitcoin to your Bitpay Visa card.

I see in the comments that there is a Mastercard option with Payeer, I may need to look into them as I like having options to get my money out of crypto (the only reason I bothered with Bitpay in the first place).