I agree. I'm curious, in your research did you find anything that specifies what the crypto-to-fiat conversion fees will be and what exchange or index price they will use? They push the whole fiat currency conversions being no fee "best conversion rate available" blah blah blah. But leave out the parts about crypto to fiat prices and any fees for that. They have to make money somewhere, I'm ok with that concept. But I wish they would be transparent about it.