Oh, we have a "family" account that holds all of our BTC. This is more a way to supplement that account with the hope that one of those coins takes off. Any money that is "lost" through this endeavor is all money I'm willing to lose, as none of it really comes from my 'income'.

You never know which of these coins will take off, so spending 50 cents or so that could turn into even $20 would balance the rest.