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RE: Does PayPal have a challenger?
If PayPal has a competitor, it is steem with Steemwallet, SteemConnect and all the other apps.
BitCash has "low transaction fees" ??? How about zero transaction fees on steem ?
You can send SBD to other users and be relatively sure that the value will stay reasonably close at "fiat cash-out" time as it was at "fiat exchange" time. If you send BitCash, what guarantee there is that what you exchanged into bitcash to send to whoever will still be worth a similar amount of fiat when the recipient wants to cash out fiat ?
I find it quite strange that someone who is among the top 50 witnesses on steem shills an inferior blockchain here ... while asking for support as a steem witness ...