Great content, great insight but you really owe it to yourself to do a deep-dive into stablecoins as viable alternatives to USDT. MakerDAO and Havven are worth your time. Not perfect but they'll evolve and in the process probably spawn some pretty interesting secondary markets for their margin instruments.

Secondly, why do you keep shilling this platform (steemit)? The entire thing is in complete violation of EURO law and as a result I can't help but question it's future in its current form.
(https://en.wikipedia.org/wiki/General_Data_Protection_Regulation)