SMARTER THAN CRYPTO OVERVIEW

INTRODUCTION.

You know when we talk about cryptocurrencies, we look into its dept, length and breath to see if the crypto world is worth exploring and if we as the early birds can be positioned for a better advantage and enjoy all of its benefits as it grows into the future.
However, if we look back to the fading past, we would realize that not only has the existence of cryptocurrency advanced our financial world, it has also brought about a remarkable ease of many activities that would otherwise be an energy and time consuming one.

By the time the first ever cryptocurrency emerged, talking of the Bitcoin in the year 2009, a new sun was seen to have risen. So the "green light" as it were, became apparent to all individuals, businesses, and all form of activities that could be incorporated into its operations, and the blockchain came alive. However, as the good reputation of the first coin as well as its early subsequent contemporaries began to spread abroad, the sphere of influence of the crypto coins exceedingly increased and its acceptance grew like wildfire. As the acceptance of crypto coins increased, it began to have many applications in wide range of businesses and centralization of their operation started. These businesses as they found a green pasture on the blockchain, leveraged the advantages to their selfish gains in many ways like the increasing of their operation charges, they were able to monopolise profits and stand as intermediary of operations since the beginners cannot know how to go about the trading activity. So the multitude of the challenges didnt allow investors as well as traders to maximize that state of medium value of those early coins that first emerged, until their values rose beyond what everyone could associate or transact with except for the rich folks.

For instance, the value of the Bitcoin when converted to the fiat money in US dollars at about $6600 for a Bitcoin, can't be used as a feasible coin to benefit all except to a few people. So many people place their hopes in the uprising coin, so as to enjoy its infancy, unlike the already established coins in the crypto community. In addition, there are lots of inefficiencies in virtually all of the existing trading platforms which exist, and investors haven't been excelling on account of these inefficiencies like the way transactions are being delayed and the inability for the investors to track their crypto trading. These challenges however are coupled with the exorbitant fees they charge on every transactions done. So, now, we see that the perfection of the trading activities has to be restored and if need be, be made better than what has been described as good. Seeing this lacking needs, i present the SMARTER - THAN - CRYPTO platform. This brand new platform will not only revolutionize crypto trading, it will also enlarge the coast and sphere of usability of the smaller crypto coins on the blockchain and glorify investors.

INTRODUCING SMARTER THAN CRYPTO

Smarter Than Crypto is the world’s first cryptocurrency smarter-than-beta tokenized portfolio which aims to solve the practical difficulty involved in safely storing an effective and diverse portfolio of crypto-currencies and their proper management. It is a fully functioning product which assumes the form of a Comingled Managed Account(CMA). Smarter Than Crypto is a utility token and aims at reducing the costs of managing cryptocurrency investments and also providing global access to a diverse portfolio.

BENEFITS OF SMARTER THAN CRYPTO

Smarter Than Crypto offers numerous benefits to STC token holders, these include:

⏩Efficient and effective portfolio management.
⏩A high level of transparency which is ensured by the auditing of the smart-contract by a third party.
⏩Zero exit fees.
⏩24- hour trading with low price bound.

Smarter Than Crypto allows for transactions without any restrictions while charging zero management fees. Funds gathered through the Initial Coin Offering would be used to acquire digital assets and properly manage the portfolio. This would be beneficial to investors and the community market as the liquidity and transparency would bring about high trading activities. The fund structure of the token is the closed-end fund which is seeded once and traded on the exchange thereafter.

Facts have proven that the smarter-than-beta strategy outperforms its competition in the market and Smarter Than Crypto would be the first of its kind in the cryptocurrency world to employ this strategy. It will bring liquidity, stability, acceptability, trust, reduced risk, and high performance while adding the advantageous features of the Ethereum blockchain alongside its smart contract features. Prices on the blockchain network would be updated regularly to accurately reflect their value for safe financial decisions. A small percentage of the tokens would be held in Ether by the smart contract to enable liquidation and it is controlled automatically. These tokens can be transferred back to the wallet during withdrawal and can be sold on the exchange market.
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Token distribution and Structure

STC token creation ends after the ICO period and it would be available for trade or transfer to personal or exchange wallets that are ERC-20 compatible. Investment in the ICO can be made in BTC, ETH or LTC. The SMARTER THAN CRYPTO team’s tokens will vest for 2 years to make sure that team incentives are in tandem with ICO participants'. This is achieved via a public smart contract ’vault’. Details of the Initial Coin offering can be found below:

WHY SMARTER THAN CRYPTO AND THE SMARTER-THAN-BETA STRATEGY IS SUPERIOR

Since weighing based on the capitalization is non-correlational due to the fact that a bigger index reverts to mean more likely than a smaller index, Smarter Than Crypto seeks to create an equal weighting system to know the portfolio parameters with respect to rebalancing frequency.

Tests and research were carried out with the monthly rebalancing frequency and the results show that for active investors it is a zero-sum game but a skilled investor can perform well in the market. It also shows that the unskilled investor would perform poorly in the market and pays the outperformance versus the market to the skilled investor. It was also found that 20 coins is the optimum portfolio size to be selected for harvesting good returns in the test.

Rebalancing is the process of regularly adjusting a portfolio in such a way that its asset composition shows the index it aims to monitor. It is done to reduce risk and maintain high returns. The test further shows that weekly rebalancing performs better than monthly rebalancing and is to be applied to this system.

A portfolio using a SMARTER THAN BETA index strategy investing into 20 coins by market capitalization with a 20% cap weighting gives wide market exposure with acceptable returns and prevents risk effectively. The cap helps in future-proofing the portfolio because one asset, and thus only one source of risk, is prevented from dominating. Weekly rebalancing frequency gives an acceptable balance between portfolio returns and the capacity to perform above the benchmark index. It has implemented security structures to mitigate attacks and the smart contract code has been carefully designed to reduce vulnerability. SMARTER THAN CRYPTO will always hold varying amounts of about 20 top cryptocurrencies by market capitalization. Most of the cryptocurrencies will be kept in cold wallets with a small percentage of each currency stored in our wallet servers to ease automatic rebalancing.

TO LEARN MORE ABOUT SMT KINDLY VISIT THE FOLLOWING CHANNELS

WEBSITE: https://twitter.com/Smarter_Crypto
WHITEPAPER: https://www.smarterthancrypto.com/doc/Smarter_Than_Crypto_whitepaper.pdf
TELEGRAM: https://t.me/stc_tokens
TWITTER: https://twitter.com/Smarter_Crypto
FACEBOOK: https://www.facebook.com/SmarterThanC
MEDIUM: https://medium.com/@smartercrypto
BCT ANN: https://bitcointalk.org/index.php?topic=2779260.msg28429165#msg28429165

Author Information:

Bitcointalk Username: seblbj

Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=2022050;sa=summary