before I continue this article it's good of you to figure out what that credit union.

A credit union is a member-owned financial cooperative, controlled by its members and operated on the principle of people helping people, providing its members credit at competitive rates as well as other financial services.

Worldwide, credit union systems vary significantly in terms of total assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with assets worth several billion U.S. dollars and hundreds of thousands of members. Credit unions operate alongside other mutuals and cooperatives engaging in cooperative banking, such as building societies.

"Natural-person credit unions" (also called "retail credit unions" or "consumer credit unions") serve individuals, as distinguished from "corporate credit unions", which serve other credit unions.

Credit unions differ from banks and other financial institutions in that those who have accounts in the credit union are its members and owners,[ and they elect their board of directors in a one-person-one-vote system regardless of their amount invested. Credit unions see themselves as different from mainstream banks, with a mission to be "community-oriented" and "serve people, not profit".

Credit unions offer many of the same financial services as banks, but often using a different terminology; common services include share accounts (savings accounts), share draft accounts (checking accounts), credit cards, share term certificates (certificates of deposit), and online banking. Normally, only a member of a credit union may deposit or borrow money. Surveys of customers at banks and credit unions have consistently shown a significantly higher customer satisfaction rate with the quality of service at credit unions. Credit unions have historically claimed to provide superior member service and to be committed to helping members improve their financial situation. In the context of financial inclusion credit unions claim to provide a broader range of loan and savings products at a much cheaper cost to their members than do most microfinance institutions.

then what to do with my article?

currently many companies now based cryptocurrency and blockchain, one of the companies engaged in this credit union. combining technology with cryptocurrency credit union.

MENSARII -- WORLD’S FIRST EVER CRYPTOCURRENCY CREDIT UNION

Mensarii Platform will offer a credit system based on blockchain technology which means a cryptocurrency credit system. This is very new to everyone in the crypto sphere and will surely revolutionize the industry completely. With a blockchain validated system, the inbuilt error and malfeasance of old-fashioned bank processing can finally become a thing of the past. A blockchain validated system provides inherent protection against fraud and is a haven for transparent payment processing. The Mensarii platform will be the future of banking within the grasp of our hands. Mensarii is designed to eliminate money-skimming in the form of hidden fees and charges so commonly practiced within banking and credit card institutions worldwide. Through smart contracts and democratic voting, Mensarii is controlled by the community that it serves.

Mensarii (Mii) token

Mensarii token is use to provide discount on fee on the Mensarii platform, The aim is to provide 50% discount for the fees for contributors when using Mensarii and give reward to early adopters with the use of Mensarii tokens. Mensarii will focus on creating value for the users and more value for the product, thus, indirectly creating value for the token holders also can be used to validate account ownership, along with balance and transaction history.

WHY Mensarii.??

MEMBER BENEFITS
MENSARII BENEFITS THAT CONSUMERS GET

No-Fee Free Lifetime Account (Gas Fees Can Apply)
Free Union Membership
DAO Democracy
No Monthly Account Fees
Credit Cards
Community Probate Services (ID Recovery in Case of Unexpected Death)
Account Proof Letters (Account in Good Standing Letter, Account Verification, Proof of Funds Letter, Length of Accounts Letters, Sponsoring Letters, Bank Confirmation Letter)
Free Block Union Services on ETH Block

MENSARII BENEFITS THAT BUSINESS GET

Credit Cards
Free Union Membership
DAO Democracy
No Monthly Account Fees
No-Fee Free Lifetime Account (Gas Fees Can Apply)
Free Block Union Services on ETH Block
Account Proof Letters (Account in Good Standing Letter, Account Verification, Proof of Funds Letter, Length of Accounts Letters, Sponsoring Letters, Bank Confirmation Letter)
Community Probate Services (ID Recovery in Case of Unexpected Death)

Mensarii Payment
Processing

Our goal is to bring greater transparency to the market in terms of both processing fees and fraud by building the first decentralized platform that interacts with the Ethereum blockchain for settling payment processing, which includes Visa, MasterCard, Check 21, ACH, SEPA, Foreign Exchange, BOJ-NET FTS, China Union Pay, ETH, LTC, BTC and many other payment methods. The payment processing industry is riddled with fraud. Intermediary “middlemen” swipe billions of dollars from hard working business owners; this problem has its source in the fees charged at every step in the payment transaction chain. Credit card company fee structures for card processing vary depending upon the issuer and often have an array of hidden costs. While large enterprises may have the financial resources to better absorb the
litany of payment processing fees, small and medium sized businesses operate on smaller profit margins. Furthermore, it isn’t just the merchants who are financially burdened; the cost is passed on to the consumer.
our commercial members.

Fund Allocation

The proceeds of the Mii token sale Fund Allocation is subject to change but will be used for development of our
technology. Mensarii will use best practices on funds allocation and its own discretion.
25%: Team Core System Development
25%: Promotions and Marketing (promotions of the union and token
such as token listings fees)
20%: Management, Legal & Auditing.
20%: Payment Processing ID Dev team
10%: Maintained Reserves and capital for the cryptocurrency union
operations. Integrations of MasterCard Europe, ACH, Visa Europe,
Union Pay International and JCB & deposits with providers

are you interested in?
You can visit the following;

Website - https://www.mensarii.io/
Facebook - https://www.facebook.com/Mensarii
Twitter - https://twitter.com/mensarii_io
Telegram - https://t.me/Mensarii_ICO

Bitcointalk username: rifki190796
Profile link: https://bitcointalk.org/index.php?action=profile;u=1676231
my wallet : 0x6079b64f3CC92f79464f736eA4b130C5D6A44777