Cardonio: The Crypto Credit Card setting a new standard

Over the past few decades, electronic payment systems have grown rapidly because of the increasing number of banks and online stores. With the development of technology with technological developments, we see the emergence of electronic payment systems and payment processing devices. Because of this increase, increase and provision of safer online payments, the percentage of checks and cash transactions will decrease.
One of the most popular forms of online payment is credit and debit cards. Besides this, there are also alternative payment methods, such as bank transfers, e-wallets, smart cards or cats for bitcoin (bitcoin is the most popular cryptocurrency).
To facilitate the receipt of electronic payments for online transactions, an electronic payment system is created. With the increasing popularity of online purchases, electronic payment systems are mandatory for online consumers - in order to make purchases and banking services more comfortable.

Speaking of payment systems, we want to discuss payment platforms that should be owned by crypto committees around the world, this platform is called Cardonio.
As explained earlier in the previous post, Cardonio is a leading payment card that is organized into elements that every bitcoin holder must possess and / or Ether Cryptocurrency. In addition, it is suitable for those who spend money in foreign currencies around the world. Specially designed as a solution for those in the Cryptocurrency community, which makes Cardonio an attractive and unique opportunity, cardholders can provide instant credit lines that use no more than existing Crypto as security.
Imagine that the prospect of making a purchase today for $ 10,000 per argument is 1BTC. When the payment is made within 90 days, the BTC price can exceed $ 12,000, which means that you have saved more than 20% of the purchase price. ”

Cryptocurrency is the first fully decentralized means of payment on the market that can be accepted anywhere in the world.In practice, it's easier to buy other crypto coins for the cryptocurrency, in addition, you have to pay a fee and register on several exchanges. Is it possible to simplify the task for ordinary users, to reduce the costs of crypto investors and to make “digital gold” part of everyday purchases?

Basic Functions of Cardonio

• Give the general public the opportunity to make purchases through Ether or Bitcoin using a physical card similar to a standard credit / debt account.
• Shop wherever credit / debt cards are usually accepted. Accepted both online and for regular payments in POS-cards.
• The subtle difference between Cardonio cards and how people use credit cards historically is that (behind the scenes) the correct amount of purchases through Cardon Card will be exchanged in real time with ETH / BTC. This will happen when the card is held at an ATM or POS payment gateway, and the remaining balance will be stored in the personal wallet of the client to which they have access.
• Exchange day with a perfect interbank exchange rate using the Cardonio mobile app.
• Enjoy the same perfect interbank rates every time you make a purchase using a Cardonio Card.
• Send money from the Cardonio app in 23 currencies and from 120 countries of the world for free.
• Sending money between Cardonio App users is not only free, but also in real time. The money received will be available directly to the Cardonio recipient.

Cardonio project developers offer multicurrency credit and debit cards, with which cryptocurrency owners can pay for products and services anywhere in the world. The release of the card takes a few minutes, the developers provide separate terms of use for each of the four types of cards.
Standard credit card
Frozen white
Limited edition gold
Limited edition black
The scheme of using the credit limit is related to the number of CFGT tokens. The user buys the coins of the project, stores them on a personal account, withdraws cash at any ATM. The credit limit depends on the number of coins, the maximum rate is 85%. For example, a user stores 100 CFGT tokens on a personal account, according to the current exchange rate, the amount is equivalent to 500 dollars. With a credit limit of 85%, the platform member can withdraw and spend no more than $425. The term of repayment of a loan without interest (grace-period) is 90 days, unspent money (crypto coins or fiat assets) can be withdrawn at any time.
Essentially card holders are able to build purchases/payments in fiat currency almost instantly and will be given a most of ninety days to settle payment. This permits for a personal to have complete liquidity of their Cryptocurrency assets, as a result of if the price of their Crypto will increase during the ninety day period, they receive the advantages of all upside gains. Individual customers can have the selection at what percentage they set their stop loss limits up to a most of 35% which means even within the event the value of their crypt holdings drops, they're protected at the level they selected.

Cardonio Credit Card Types

The development team will issue four types of credit cards on which it will be possible to store Bitcoins, Altcoins and crypto coins of the ERC-20 standard. The balance of payments, history of operations and the amount of commission are reflected in the mobile application for Android and iOS, which allows you to convert 23 types of currencies and send payments to 120 countries. The developers emphasize that payments in fiat money pass at a favorable rate, the platform does not charge additional fees.

1. Standard credit card (red, blue and green): The credit card is provided to the owners of 500 CFGT tokens, the account is free of charge, transfers or cash withdrawals for up to $500 per month are not subject to charges, then the client pays 0.5% of the transaction amount. Bonus for customers - cashback in the amount of 0.25% of the amount of each purchase.
   
2. Frozen white (Chillingly White). The plastic card is received by the owners of 2,500 CFGT tokens, keeping them on the balance for at least 30 days. Account maintenance is free, the size of the cashback is 0.5% of each purchase. The user can convert or cash up to 1000 dollars per month out free of charge.
   
3. Limited edition gold. The Limited Gold Series is available to owners of at least 10 thousand CFGT tokens stored on the balance for at least 90 days. The monthly withdrawal and transfer limit is 2.5 thousand dollars, then each cashed amount is subject to a 1.5% commission. Customers receive a cashback of 1% on all purchases made.
   
4. Limited edition black. The Limited Black Series credit card is available to the first thousand owners of 50 thousand CFGT tokens, storing them in the account for at least 180 days. The product provides unlimited transfers between owners without commissions, the monthly cash withdrawal limit is 20 thousand dollars. Customers receive cashback in the amount of 2% of the amount of each purchase.
   

Cardonio's crypto credit card task is to link ordinary users of credit products, crypto investors and retail networks into a single decentralized market. All types of credit cards from Cardonio use the Visa payment system, applications for smartphones and tablets allow you to convert, buy and sell "digital gold" without additional over payments.
In December 2018, it is planned to launch a beta version for iOS and Android. Service connection with Apple Pay, Samsung Pay, or Android Pay.
What is the beauty of this credit card ? In that case it is adopted wherever the VISA card is accepted, that is everywhere, because it will immediately support Apple Pay and other contactless payment systems, and return the money back from the purchase from 0.25% to 2%.

Token Sale

Token name: Cardonio Token
Ticker: CDO
Price: First offer August 15th 2018 - $0.02, Phase 1: 15th September 2018 -$0.10, Phase 2: 15th October 2018- $0.20, Phase 3: 15th November 2018 -$0.40, Phase 4: 15th December 2018 -$0.60, Final Phase: 15th January 2019- $0.80
Start: August 2018
Completion date: February 2019
Platform: Ether
Total Offer
550 million CDO
Soft cap: 220 million CDO-16 mill
Hard cap: 360 million CDO-80 million
Country: United Kingdom
Accept: Eth

For more details, please visit:
Website: https://cardonio.com/
Whitepaper: http://static.cardonio.com/cardonio-whitepaper.pdf
Facebook: https://www.facebook.com/Cardonio-191286528410156/
Telegram: https://t.me/CardonioOfficial
Twitter: https://twitter.com/Cardoniotoken

Bitcointalk Username: Nelkonmark
My Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=2093428