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RE: Stellar lumens (XLM) quick summary
Good article. Same mindset here. The future is in blockchain. Cryptos are the new popular kid now, but the market will find it's way just like it did with the Internet boom. I found this amazing platform: https://www.coincheckup.com Since I use this site I make so much less basic investment mistakes. For example: https://www.coincheckup.com/coins/Stellar Lumens#analysis For a complete Stellar Lumens Research report.
Steller Lumens took a nice price increase on news of a deal with IBM
https://venturebeat.com/2017/10/15/ibm-launches-cross-border-blockchain-payments-to-grease-international-commerce/