I definitely agree, maybe staking can earn you some profit but I wouldn't even do this as you will support their coin by doing this.

Anyway lending in my opinion is a very bad move after what happened to Bitconnect.

Check out this article in which I explain why I think lending platforms will slowly die from now on.
https://steemit.com/cryptocurrency/@maxdigi/the-downfall-of-all-lending-platforms-has-begun

Cheers
MAXIDIGI