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You actually are probably correct, that is what I am trying to help people to realize is that diversifying is what most people need to do and are not currently doing.

Right on!

Also, tell them don't confuse 'trading, or speculating' as 'investing!' One must know which one he is undertaking for any transaction.

That is exactly correct. I have long term positions I am invested in, and trading positions I may switch out of at a moments notice, these are totally different!

you're a pro!

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