I believe Civic will make a strong growth in the coming months/years.
In the light of the recent Equifax hack in the US, where 143 million people's credit card data and all personal details including credit history have been stolen, centralized companies clearly cannot safeguard/protect customers private data. In the US there are 3 major companies that guards people's identities for credit checks. The previous 2 has been already hacked, data stolen, now Equifax is the third out of 3! And they were selling ID theft protection tools too, which makes their credibility close to zero. CIVIC as decentalized tool based on blockchain, can sort this situation out for good.