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If the value of your blockchain asset rises, you may have the option to: add the increased value to the principal of the loan for additional capital from the lender or do nothing but continue to make payments according to the terms of the Lending Agreement. If the value of your blockchain asset drops enough to cause a breach of the agreed upon loan-to-value (LTV) threshold, you will be contacted by SALT Lending for a Collateral Maintenance Call. You will be given an opportunity to either add additional collateral or make an additional principal payment, bringing your collateral account balance back into equilibrium. The options available to you depend on the loan terms agreed to at loan origination.
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