Great points. I think I'll go even more conservative. 90% hodl and 10% trading bot. I couldn't program my own though, so considering buying one that 's connected to a trading signals service and seeing how that does for me.

I definitely see how in a bull market you might as well just reduce trading fees, since everything is going to be going up. But in sideways or downward spiral, that's when the bot really comes in handy. But then, so does that nefarious Tether at such times.

Thanks so much for your input.