Quantocoin: Digital Banking for all

The saying that life isn't fair is definitely a fact. Some conditions or environment can limit one's accessibility to life-changing opportunities. Ade is a businessman from Benin Republic, a nation in West Africa. The nature of Ade business involves plenty of traveling and cross border movement to other neighboring countries. On one unfortunate day, He made a trip to the neighboring country to acquire materials needed by his clients urgently. West Africa or Africa as a whole does not boast of a universal currency for trade and the part of Togo he went to was primitive and getting a means of cash exchange was impossible. After doing his findings he discovered that his supplier uses the same bank but due to roaming conditions he had no internet access to easily make a transfer. Ade took the pain to locate the closest bank branch and on getting there he was told to submit means of identification before he can use their services and lo and behold he wasn't carrying any of the required documents. oh what an ill-fated day. All his effort to complete his transaction was redundant and while he was gallivanting around for solutions his supplier sold off the stocks.
Digital banking and financial services in underdeveloped or developing countries is limited due to many factors. A lot of "Ades" are out there who have lost opportunities due to banking issues, identification problem, cumbersome nature of cross border payment and lack of access to the internet. In fact, we still have countries with large population unbanked. Blockchain technology boast of feature which makes it a game changer in the digital banking , E-commerce, financial services such as swift, transparent, borderless and secured and decentralized transactions and record (data) keeping but nevertheless most of the blockchain startups have been unable to produce a complete solution to the problems of the old fashioned financial systems that Ade and many others face nor the problems opposing the adoption of blockchain such as restriction in ability to make payment via cryptocurrency, mitigate risk of high losses due to volatility and complex/costly process.
Introducing Quantocoin Platform

Quantocoin (QTC) is a cryptocurrency designed to bring a new paradigm to both the banking sector and digital finance by inculcating the core values of blockchain technology. Unlike other E-finance projects on the blockchain, QTC aims to develop am "one stop solution" banking services that will be accessible to all including those in regions with poor internet access, the unbanked of underdeveloped nations and provide ease of use. Asides from being a currency for transactions, the QTC platform aims seeks to create numerous means for spending and earning money via investment and speculation, and QTC lending protocol to support liquidity. With QTC the likes of Ade will have access to a means of transaction that is fast, reliable, borderless, efficient at a low cost and lastly available in areas with no internet service or lack of access to banking service with a unique and stress-free bio-identification system.
Core features of the Quantocoin platform

1. QTC mobile banking: The QTC mobile banking is of importance to both crypto enthusiast, the unbanked and normal users of E-finance services. QTC blockchain utilizes a host of new technologies namely QR codes and NFC beacons(BLE technology) to provide a mobile app for contactless and cashless transactions. With this app, individuals can hold their banks in the palm of their hands. QTC mobile app also provides a wallet with exchange, transfer, and remittance cryptocurrency services. Esims will allow users of the platform to gain access to banking services even in regions with no internet access.
   
2. QTC lending protocol: This is a feature of the Quantocoin platform that is accessible via the QTC mobile app and contributors on the platform the opportunity to leverage their crypto assets (QTC,BTC,ETH) and obtain instant fiat cash which can be spent via payment card or the QTC app.
3. QTC ecosystem: The QTC platform architecture support the addition of other applications and third-party services, and the QTC ecosystem is designed in such a way that this independent third party services can all be accessed all from the QTC platform directly. The ecosystem grants users on the platform on the go access to microfinance service effectively while merchants and third-party services get incentivized with QTC tokens.
4. QTC token: The QTC token serves as the fuel for the QTC ecosystem and is build on the Wave blockchain smart contract with a maximum supply of 99 million tokens. The QTC token will bring the crypto world closer to mass adoption of cryptocurrency by serving as an intermediary between the crypto world and the real world. Asides from being decentralized, of high performance, transparent and embedded with the latest security to ensure security, the QTC token also serves as the core of all transactions made the platform. In order to raise funds the Quantochain team embarked on an initial coin offering (ICO) on the 11th of December 2017 and ended on 28 of February 2018 while the Direct token offering (DTO)started on the 1st of July 2018 is scheduled to run till 30th of April 2019.
   
   Conclusion
   The Quantochain platform is equipped with not just use case but also sufficient technology to be a game changer in the E-finance industry and push for further adoption of blockchain technology. A lot of lives will definitely be changed and better equipped with the success of the Quantochain platform especially the Unbanked individuals.
   For more information on the Quantochain project check out the following channels:
   website: https://www.quantocoin.io/
   ANN thread: https://bitcointalk.org/index.php?topic=2897398
   Telegram: https://t.me/QTCcoin
   Twitter: https://twitter.com/Quantocoin
   Authors details
   BTT name: Mrsparks
   BTT profile: https://bitcointalk.org/index.php?action=profile;u=1197564;sa=summary