in the end i had around £1200 invested, and got around 3 bcc tokens. the money that comes out of active lending goes into bcc, they cant change that (i.e they cant change it into fiat for you, you had to be the one doing it). and they couldn't pre-announce the release of bcc or do it in waves as their could be inside trading. they did their best and its not their fault the value dropped, it dropped because everyone sold. and so in that sense people lost money but not at the fault of bitconnect, plus they could have held their coins like i am, and wait for the value to rise.