Great analogy and good explanation.... smart people invest and pigs get slaughtered. I agree 100% steem is great for passive income.., but you have to be active with post. Smart Rewards, not many can afford the minimum of 1000 coins. Additional passive coins: kcs, bnb, and neo.
It is true that Steemit requires some activities but the payouts compared to other coins is so much higher. When I discovered SmartCash the price was around $1 but now has dropped to $0.20. It's true that 1000 coins might be out of reach for some...but when I started with Steem I also thought that 5000 Steem would take me years to get. If you really want something and put your mind to it...anything is possible.