Great article, Richardcrill. I agreed with you, Factom is worth investing in now because It has several real life application. I recently read an article on The Economist about Honduras applying factom blockchain to solve land property issues. Interested reader can check this: http://www.economist.com/news/briefing/21677228-technology-behind-bitcoin-lets-people-who-do-not-know-or-trust-each-other-build-dependable