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RE: Coinbase having major issues!
Yes.
I do think is acceptable to keep a small amount in an online wallet or exchange if it makes your life easier, for example a small amnt in speculative cryptos that most wallets don't support. But you must understand and acknowledge the risk.
but the bulk of your savings should always be kept offline!!!!
This is a good reminder for us all, thanks for the comment and thanks for reading :)