Ripple is different than the banksters using XRP coin. Why would banksters use XRP coin, with all the inherent volatility?

Banksters want to reduce costs of doing business, as they need to do to stay competitive with where crypto technology will be at in two or three years. Using XRP coin is not going to minimize their costs.

Ripple.net will make lots of money. XRP coin will end up as a speculative bust.

The only way to make money with XRP coin, is time the market perfectly. Get in at a low, and exit at a high before the crash.

If you believe you are exceptional at market timing, buy some XRP coin.