Right on, that's a solid strategy.

That's the number 1 thing I tell people because others have stressed it to me: don't invest more than you can afford to lose. The stories of people taking mortgages out to buy BTC are insane.

My initial investments in ripple and bitshares were so minimal that taking out my initial investment would be the equivalent of maybe $150. I'm considering taking some profit on those two, just haven't decided the amount just yet.